Friday, July 12, 2013

Los Angeles Bad Credit Car Loans Available Online

With a simple application form, Los Angeles California residents with low credit scores can get approved for a car loan, even with bad credit online.



PRLog (Press Release) - Jul. 12, 2013 - LOS ANGELES, Calif. -- Living in Los Angeles with bad credit can make purchasing a car challenging. Fortunately, with services now available online to make the car buying process easier, residents with credit problems are now able to overcome. Applying online has been made simple with a top service provider available through

In the past, buying a car with bad credit required the use of buy here pay here car dealerships, or similar small car lots that offer in-house financing. While bhph financing has it's place, being able to avoid that type of financing scenario is a great advantage for those wanting a lower interest rate and more affordable payment terms.

Residents of Los Angeles and surrounding areas can find the auto financing services they need listed at

One of the biggest advantages of using special finance programs such as these, are having a real auto loan that helps to improve credit scores as timely payments are made. Large down payments can be avoided in most situations and interest rates are lower than at buy here pay here car dealers.

Past repossessions can be dealt with, offering a fresh start. Past bankruptcies (Chapter 7, 11 or 13) can be overcome with special car finance programs designed to help with a fresh start.

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Monday, May 6, 2013

Alabama Buy Here Pay Here Car Dealers

Alabama Buy Here Pay Here Car Dealers

Alabama has many buy here pay here car lots and car dealers that provide in house financing. You may have found that finding the right dealership that offers the financing terms that you need to be difficult. Alabama bad credit car loans may seem difficult to get, but there are options for people with low credit scores that are in need of auto financing.

For reference purposes, here’s a list of some of the top buy here pay here car lots in Alabama. We’ll be updating this record on a periodic basis, so be sure to bookmark this page as we list additional dealerships, used car dealers and resources to help you along your way of buying a car.

Jim Burke Subaru is located at 2415 7th Avenue South in Birmingham, Alabama.

  • Sales: (866) 557-0125 or (205) 324-3371

  • Service: (205) 324-3371

  • Parts: (205) 278-5902

  • Monday: 9:00am-7:00pm

  • Tuesday: 9:00am-7:00pm

  • Wednesday: 9:00am-7:00pm

  • Thursday: 9:00am-7:00pm

  • Friday: 9:00am-7:00pm

  • Saturday: 9:00am-6:00pm

  • Sunday: Closed

From Jim Burke Subaru:

“At Jim Burke Subaru, we pride ourselves on our ability to meet your needs.  While the current popularity and resulting high demand of Subaru vehicles has made some Subaru models hard to come by, our professional sales staff will do everything we can to ensure that you get behind the wheel of your desired Subaru.”

Dewey Barber Chevrolet is located at 9694 Highway 31 North in Warrior, Alabama.

  • Sales: (866) 712-2102

  • Service: (866) 472-7069

  • Fax: (205) 647-0518

From Dewey Barber Chevrolet:

“Our sales department has one purpose: to exceed your expectations from test drive to delivery. Our professional sales team is committed to a no-pressure, high integrity approach to your ownership experience. Our goal is for you to feel that the vehicle you drive away in is the perfect one for you. Our online inventory of new and used vehicles is updated daily. We invite you to schedule a test drive or stop by our showroom to experience all that we have to offer.”

Royal Automotive is located at 3010 Columbiana Rd in Birmingham, Alabama and offers Volkswagen, Volvo along with GMC trucks.

  • Sales: (800) 657-1232

  • Service: (800) 657-1232

  • Parts: (800) 657-1232

From Royal Automotive:

“Royal Automotive offers a wide selection of makes and models to fit anybody’s budget, and our inventory is abundant with new, used, and certified pre-owned automobiles. We are confident that you will find exactly what you are looking for. Royal Automotive’s service department features factory-trained and certified technicians for the maintenance and upkeep of your automobile, and we have a large in-stock inventory of manufacturer and OEM-recommended parts available, ensuring the quickest and most qualified service around.”

Dothan Truck & Auto, Inc. is at 100 Ross Clark Circle Northeast (easy to get lost on the Ross Clark Circle)  in beautiful Dothan, Alabama. They are open from 9am to 6pm Monday – Friday and from 9am to 2pm on Saturday. If you really need to get in there on a Sunday to shop you can call (334) 677-3299 to make an appointment. You can also browse their inventory online at this link.

Action Buick GMC is located just up from Dothan Truck & Auto on the Ross Clark Circle. Their address is 211 Ross Clark Circle Dothan, AL 36303. You can call them at (866) 926-2457 for both sales and service. See their ours and a map to their location here.

Dothan Motor Company Inc is located at 1989 Reeves St in Dothan, as well. Phone them at (334) 793-7954 to inquire about their buy here pay here financing programs. DMC was started in 1946 by J.O Smith and has been operated and owned by members of the Smith family ever since. They are by far one of the biggest BHPH dealers in the South Alabama region.

Woodson Jones Chevrolet, Inc. is in Fort Payne, Alabama at 1000 Greenhill Blvd Northwest. This is in the Huntsville, Area. You can get pre qualified on their website by filling out this form. They have an extensive inventory of new and used vehicles to choose from.

  • For the Sales Department call: (256) 273-4764

  • For the Service Department call: (256) 273-4751

All Good A1 Auto Sales Inc is in Oneonta, Alabama and is at 25564 State Highway 75. Reach them by phone at (205) 625-5894 for details about their buy here pay here programs. They’ll be glad to hear from you.

Gulf Chrysler Dodge Jeep can be found in Foley, Alabama at 3781 McKenzie Street. See what special finance or buy here pay here programs are available at this link.

  • Sales: (888) 521-6915

  • Service: 251-943-5075

  • Parts: 251-943-5075

More information about Gulf Chrysler Dodge Jeep:

“At Gulf Chrysler Dodge Jeep, we offer new 2011 – 2012 Jeep, Ram, Dodge, and Chrysler cars in Foley, along with used cars, trucks, and SUVs by top manufacturers. Our experienced sales staff will help you find that new or used car you have been searching for in Foley or Daphne.

For years, our financial staff at Gulf Chrysler Dodge Jeep has offered expert advice for those seeking a great Jeep, Dodge, Ram, or Chrysler car loan or lease. Our service doesn’t stop there. Foley and Daphne & Mobile, AL & Pensacola, FL customers can come in and take advantage of our knowledgeable car repair, auto repair, and service technicians and a fully-stocked inventory of car parts and accessories.

You can reach Gulf Chrysler Dodge Jeep any time by filling out our contact form, by calling us at (888) 521 – 6915, or simply visiting our Foley, Alabama Jeep, Ram, Dodge, and Chrysler dealership at 3781 S McKenzie St.”

Staff Chevrolet Oldsmobile is reported to be located at 406 East Nashville Avenue in Atmore. Further information about this car dealership is unavailable at this time.

Ken Cox Ford Inc is located in Troy, Alabama.

Ken Cox Ford, Inc.

121 US 231 N
Troy, AL 36081
Sales & Finance: (866) 289-2718

Driving Directions & Map


Mon: 8:00a – 6:00p
Tues: 8:00a – 6:00p
Wed: 8:00a – 6:00p
Thurs: 8:00a – 6:00p
Fri: 8:00a – 6:00p
Sat: 8:00a – 3:00p
Sun: Closed

McGough Oldsmobile GMC Isuzu is at 405 Eastern Blvd in Montgomery, AL.
(334) 271-1730

Sheffield Motors Inc is located at 33737 U.S. 43 in Thomasville, Alabama. Be sure to give them a call at (334) 636-4040 to see what buy here pay here programs they have available.

Moultrie Nissan is at 9736 U.S. 431 in Albertville, Alabama and has programs for first time buyers, special finance and more. You can reach them at (256) 878-4390 or visit them on the web.

Carrollton Motors offers buy here pay here financing at 8 Commerce Ave in Carrollton. Phone them at (205) 367-8100.

B and B Auto Sales is a used car dealer located at 1807 Highway 72 in Killen, AL.  You can reach them by phone by calling (256) 757-0262.

H & M Auto Sales is a locally owned car lot in Decatur, Alabama located at 4212 Us Highway 31 South. Contact them by phone at (256) 552-0070 for information about their special finance programs and buy here pay here financing for people with less than perfect credit.

Arab Auto Mart is a buy here pay here car dealer at 545 North Brindlee Mountain Park in Arab, Alabama. Call Arab Auto Mart at (256) 586-0151 for details about their second chance financing.

E-Z Ride is in Muscle Shoals, Alabama at 104 Woodward Ave. Phone them at (256) 383-9595 to see what this buy here pay here car lot can do for you.

Ez Terms Car Company is located at 1081 US Hwy 431 in Albertville. Their phone number is (877) 398-3767, further information unavailable.

Hammock Auto Sales is at 17 County Road 406 in Cullman. Their number is (256) 775-3754.

Heath Hendrick Motor Company is located at 506 West Commerce Street in Greenville, Alabama. Phone them at (334) 382-5538 for information about this dealer’s finance programs.

Kerley Motor Company, Inc is at 1720 Dadeville Road in Alexander City and can be contacted by calling (256) 234-5331.

Price Auto Sales, Inc. is located in Winfield, Alabama at 2344 US HIGHWAY 43. They’re contact number is (205) 487-3000.

Pokey Brimer Auto Sales, Inc. is at 201 West Hamric Drive in Oxford, Alabama. Phone them at (256) 832-4000 for more information.

Ray’s Buy Here Pay Here is a popular special finance dealer in Huntsville. You can find them at 2003 Memorial Pkwy Northwest in Huntsville or by phone at (256) 859-8884.

Southern Auto Sales is in the heart of Phoenix City at 2502 Crawford Road. Contact them at (334) 297-0067 for details.


You’ll find that some dealers listed above don’t offer buy here pay here, but rather have in house financing programs through indirect lenders that can approved those with credit problems. By obtaining a normal car loan, you can help yourself by rebuilding your credit score and getting into a situation that will provide you with a better financial outlook in the future.

A few tips:

When shopping for a used car, it’s important to have a vehicle checked by an independent mechanic. This ensures that you know what you’re driving off with without having solely relied on the word of the dealer. An extended warranty for your used car can benefit you, but be careful that you don’t overpay. Some dealerships mark up these finance add on products substantially. Always do your due diligence and research every aspect of the car buying process before making a final decision. Remember, it’s free to look, but costly to make a decision in haste.

We hope that this list of buy here pay here car lots in the state of Alabama has been helpful. If you are a dealer in Alabama and would like to have your dealership listed on this page, please feel free to use the contact form on this website. There is no charge for listing your site on this page and we’ll be more than happy to include your name, contact details and any other brief information that you would like included.

Thank you for being here and we wish you the best with regards to your next car purchase.

Saturday, April 13, 2013

Where is the Best Place to Get a Car Loan With Bad Credit?

Where is the Best Place to Get a Car Loan With Bad Credit?

So where exactly is the best place to get a car loan when you've got bad credit?

First of all, you certainly want to avoid the following...

Avoid Buy Here Pay Here Dealerships. These types of establishments that offer in-house financing charge extremely high interest rates, price their cars at retail or above, and generally always want a down payment. This is not the best place to get a car loan and certainly not if you're wanting to save money. Buy a car from one of these places and you'll be paying not hundreds, but thousands of dollars more for finance charges than you have to.

Avoid Dealer to Dealer Hopping. Don't go hopping from one dealership to another trying to get approved. So many people with bad credit do this and it leaves large numbers of credit inquiries on your credit report. Those inquiries stay on your credit report for two years and they show that you're having a hard time getting approved. When you go to a second or third dealership trying to get approved, the dealer can see the banks and loan companies that you've been sent to already and have been turned down. So, if you're doing the dealer to dealer hop, stop now!

Online Lenders Save the Day. If you have bad credit, the best place to get approved for a car loan is online. Now don't go entering your information into 15 websites. There are a couple legitimate sources on the internet that allow you to either search through a database of lenders. There are also sources online that will pair your credit history with lenders that are guaranteed to approved you. In my opinion, online sources are the best place to get a car loan if you have bad credit. can help you find a real car loan.

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Thursday, March 7, 2013

Anybody Require a Bad Credit Auto loan With a Side of No Money Down

Anybody Require a Bad Credit Auto loan With a Side of No Money Down

It was previously, that having bad credit was a significant obstacle to getting an auto loan. On car lots, it's really a real challenge to obtain a reasonable rate of interest and payments if you have woeful credit. The good thing is that we now have lenders since are prepared to help.

It is something which can not be described. Awaiting that new car and then be rejected for car credit is much like being acquired right into a cloud and slammed down on the floor with the news headlines that you can not get approved. Once you have had that new car smell in your mind, taking a look at the older models just does not get it done for you personally.

Curl up.

You will get approved for a brand new or used bad credit auto loan on line... easier than you will get approved via a car lot. You will find lenders since wish to hear from you. It is really easier to get approved for an automobile on the web than it's to get approved via a car lot.

Are you aware that finance managers on car lots actually receive money a commission when they can allow you to pay a greater rate of interest? It's true. They obtain a kickback from the lending company for just how many "deals" they submit in addition to a commission always check from the vehicle lot for the paying more in finance charges.

You are able to avoid all this and obtain a reduced rate of interest, lower payments and steer clear of having to truly have a deposit by arranging your personal bad credit auto loan, on line.

Tacoma WA Used Car Loans For People With Bad Credit

Understanding what options that you have in Tacoma with regards to financing makes a big difference when you are looking for a bad credit, used car loan. A lot of folks that have credit problems in Tacoma don't understand what they need to do or where they can go in order to get approved. Even more so, to get approved for used car loan with reasonable interest rates and without the hassles of having to go from car lot to car lot in and around 98001.

It's not hard to get confused when you have bad credit because there are so many different offers with so many different conditions that it's hard to make any sense out of any of it. It's like you have to have a PhD in reading fine print to understand it.

For example, what really confuses some people is that payments are higher for older cars than they are for newer cars, that are the same price. The payments for a vehicle that is $10,000 and one year old is less than, the vehicle of the same price that is three years old. Older vehicles can be financed for as long so the payments are higher. These types of things are ways that dealers can craft advertising to make things look different than they really are. That's why when you see a dealer advertising a particular payment for a particular vehicle, you know that there is going to be more to the story.

Getting approved for a bad credit used car loan in Tacoma, is best accomplished by using an online option provided by some lending services. You will find that obtaining approval when you initiate the financing aspect of the purchase makes for a much more enjoyable car buying experience. There are some good options available to you through a few good websites that serve Tacoma, WA.

Visit for Tacoma, WA Bad Credit Car Loans.

Algoma WI Special Finance - Buying a Car With Bad Credit and No Money Down

Typically, when you go into a Algoma car dealership with bad credit, you end up really confused as to what you can and can't buy. Dealers will tell you that based on your credit history, you've only got a few options. This usually includes an older car with higher miles or a low priced entry level newer model. It can get really confusing when they start talking about interest rates and it seems that the interest rate is different on different models. To add to the confusion, down payments seem to be a number that constantly changes. You may be told that you have to put down $1500.00 on one vehicle and only $1000.00 on another. There just seems that no clear answer is available.

Well, the fact is that Algoma car loans can be really complicated when it comes to car dealers getting you financed. Dealerships have to figure how much money one of their loan companies will lend for a particular vehicle based on loan value. Then, there's their main interest, which is making a profit. If a lender won't lend enough money on the car for the dealership to make a good profit, they'll ask you for a down payment to make up for the difference. It's not that you actually have to have money down to buy a car, it's that the dealer needs it to make money in some cases.

Visit for Algoma, WI Bad Credit Auto FInance.

Used Car Loans For People With Bad Credit in Fort Worth - Where is the Best Place to Get Approved

If you are experiencing the negative changes that have affected people in Fort Worth, TX recently, in regards to the economic condition, you most likely have one of the symptoms. The major symptom that people have right now that have been experiencing these changes, is a declining credit score. More and more people are having a hard time just making their monthly payments, let alone being able to cover unexpected financial needs. If this is you, and you have bad credit now and need auto financing, there are some things that you need to know.

By far, the best place to get approved in Fort Worth is on the Internet. The reason for this is very simple and should be very easy to understand. There are sources online serving Fort Worth that can provide you with access to multiple lenders that you can be paired with based upon your particular credit predicament. Having access to a database of lenders rather than just one, significantly increases the likelihood of you not only getting approved, but also of you getting a much better interest rate with no money down. If you've had a hard time getting approved around Fort Worth, the Internet is definitely something that you should explore.

Visit for Fort Worth, TX Auto Loans.