Wednesday, March 6, 2013

Where Can You Get an Auto Loan with Bad Credit in Corpus Christi, TX?

So where exactly is the best place to get a car loan when you've got bad credit in Corpus Christi?

First, you're going to want to avoid these...

Avoid Corpus Christi Buy Here Pay Here Dealerships. These types of dealerships that offer in-house financing charge very rates, charge above retail in some cases, and always require down payments. This is not the best place to get a car loan in Corpus Christi and certainly not if you're wanting to save money. Buy a car from one of these places and you'll be paying not hundreds, but thousands of dollars more for finance charges than you have to.

Take it Easy. Be selective about where you apply. So many people with bad credit do this and it leaves large numbers of credit inquiries on your credit report. Those inquiries stay on your credit report for two years and they show that you're having a hard time getting approved. When you go to a second or third dealership around Corpus Christi trying to get approved, the dealer can see the banks and loan companies that you've been submitted to already and have been turned down. So, if you're doing the dealer to dealer hop in Corpus Christi, stop now!

Online Lenders Save the Day. If you have bad credit, the best place to get approved for a car loan in Corpus Christi, TX is online. Now don't go entering your information into 15 websites. There are a couple legitimate sources on the internet that allow you to search through a database of lenders. There are also sources online that will pair your credit history with lenders that are guaranteed to approved you for a bad credit car loan in Corpus Christi. In my opinion, online sources are the best place to get a car loan around Corpus Christi if you have bad credit.

Visit for Corpus Christi, TX Bad Credit Car Loans.

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